BILLS & THINGS  
 
Essential Income Protection Insurance  
 
  Monthly Benefit Options…  
  Enter your Age…              
   Age:   £500 £600 £700 £800 £900 £1,000  
  18 - 60      
  Monthly Premium Options…  
               
  Premium for a two year claim period  
     
               
  Premium for a one year claim period  
     
  Key Features  
  * No loading for occupation, gender or smoking.  
  * You can choose to have cover between £500 and £1,000 per month, in multiples of £100.  
  * You can take out the plan up to age 60 with a maximum claim payment age of 68.  
  * No proof of income required.    
  * You can be covered for one or two years in the event that you need to make a claim.  
  * Your cover automatically increases each year by the Retail Price Index (RPI).  
  * Benefits are currently tax-free.  
  * You can claim as many times as you need to through the life of the policy.  
  * Only a four week compulsory deferred period.  
  This plan does not have any surrender or cash in value at any time and as premiums are annually reviewable it does mean that they will increase as you get older.