|Questions you should be asking...|
Questions you should be asking before you buy PMI...
We have prepared a list of key areas we feel you should be asking about ‘before’ purchasing a group medical policy, select from the list below for details…
Underwriting: implications of existing medical conditions
Age Banding: no hidden surprises
No Claims Discount: the pro’s and con’s…
Hospital access: can you really use the facilities you want.
Claims Performance: long term implications.
Excess arrangements: are you saving or loosing.
Service standards: avoid disappointment.
Specific benefits: tailored to meet your needs.
This is not an exhaustive list of questions; however it is the areas we feel are most applicable in the majority of cases. Should you have any concerns about a contract, verify the details with your advisor before signing on the dotted line…
Lastly, Medical Insurance overall is seen as a very positive benefit to staff, this section has focussed largely on the negative elements; however this is only as a pre-caution.
The majority of clients enjoy a smooth and hassle free experience and value the peace of mind such insurance brings…
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