| British Insurance Brokers Association |
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BIBA – the British Insurance Brokers' Association – is the UK’s leading general insurance organisation.  BIBA represent the interests of insurance brokers, intermediaries and customers, and have partner members from the leading companies in the insurance industry. The majority of BIBA’s members are regulated advisors who pride themselves on the professional advice and range of products and services they offer, always focused on the client’s individual needs and requirements. Between them, they handle over three quarters of the UK’s industrial, commercial and consumer insurance business. BIBA is the voice of the industry - advising members, the regulator, consumer bodies and other stakeholders on key insurance issues. In addition, the organisation provides training, unique schemes and facilities, technical advice, guidance on regulation and business support, and is helping to raise – and maintain – industry standards. When you talk to a BIBA member about your insurance needs, you get a number of very important guarantees.  You'll get impartial advice that's tailored to your specific needs. BIBA members are independent, which means they're able to select and recommend policies from the entire range available. Indeed, they're obliged to do so - unlike, say, 'direct' insurers, who will only sell you their own products, which may not be the best choice nor even the cheapest for you.Any BIBA member you deal with will be absolutely on your side. It's an important part of their legal and membership obligations that our brokers have 'first duty of care' to you and not to any insurance company. This means that with a BIBA broker, you'll not only have someone to complain to if things go wrong, they'll also look after your interests when it comes to making a claim, altering your policy or insuring risks that insurance companies are reluctant to take on. BIBA brokers have to comply with strict standards and must guarantee to provide their customers with impartial advice. Their independence means that they can offer policies from a variety of insurance companies - at a competitive rate. In addition, you will always be their first priority, so if you have to make a claim, or have any other insurance problems, they will be on your side.
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Financial Protection:
| Personal Accident |
| Income Protection |
| Critical Illness Cover |
| Term / Life Assurance |
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