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International International Considerations Working or Living in Areas with High Threat of Terrorism
International International Considerations Working or Living in Areas with High Threat of Terrorism
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Working or Living in Areas with High Threat of TerrorismAs a Health Insurance Broker, our aim is to find the most suitable insurance for our customers’ needs.If you are looking for insurance to cover you within a high threat area, you may have experienced just how difficult it is find cover. Most insurers will not cover you in a high threat area and most medical insurance policies will exclude any act of war or terrorism. What is a High Threat Area?An area that is classed as a high threat is when there is a high level of known terrorist activity.Terrorist attacks include:
To assess the level of threat of an area, visit the Foreign and Commonwealth Office (FCO) website: www.fco.gov.uk What is Sufficient Cover?• Medical Emergency CoverFor immediate medical treatment. This would most likely be applied by the military, who have the presence on the ground and can offer immediate treatment where required. • Evacuation or Repatriation Benefits To remove you from a dangerous area to a hospital which could tend to the seriousness of your needs. An air lift evacuation can be arranged through private insurance by liaising with the military to move the member to a more suitable location, which could include a return to their home country. • Financial Assistance (optional) To help cover the cost of rehabilitation, treatments or recovery following an incident. Optional Financial Benefits can help with recovery and rehabilitation. Benefits can help towards the cost of living expenses or adapting your home to handle any disability or handicap. If unsure about any aspects of your required cover, please contact us so we may clarify the position for you. Where Can You find Sufficient Cover?Global Hazardous Risk Enquiry Form: Click here to expand |
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