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Home Medical Insurance Accident Insurance - Sickness Insurance

Accident Insurance - Sickness Insurance

Personal Accident Cover.... Often overlooked, the financial impact of being unable to work due to an accident can be far reaching at best. How long will your employer support you? are you self-employed and have no-one to fall back on? Could you survive on state benefits alone ? If you find yourself asking these questions and more, you probably need some assurance in this area. Within this page, you can "buy-on-line" with anyone of a number of special offers, alternatively, contact us for a quotation. Click Here for a FREE Quote   Personal accident... We all have minor accidents from day to day, but have you ever thought how you would cope if effected by a serious accident... You may require home help or home improvements to get by, unable to work thereby maintain a standard of living! Corporate accident... Group accident can be easily implemented into any company's benefit scheme. Benefit can be used to provide an ongoing income as well as cover the cost of replacement staff; showing your staff that they are valued whilst protecting the company's interests. Understanding Personal Accident Insurance There are as you would imagine, a number of different types of Personal Accident plans available. These vary dependant on your personal needs, occupation age and circumstances. Benefits can be paid either as an income or as a lump sum. Lump sum benefits are paid upon death of the member or loss of sight to one or both eyes, loss of limbs and digits etc and often prove to be the most cost effective option due to their limitations of use. It is more common to purchase personal accident cover which provides you with an income if unable to work due to accident. These policies can routinely cover you for illnesses as well as unemployment if required. The British Insurance Brokers Association (BIBA) have list of plan details you should consider when looking at Accident, Sickness and Unemployment Cover, click here for details . Call us on 0845 408 5444 to discus the options available. Click Here for a FREE Quote   Additionally, there are a number of 'specialist' schemes available today to meet the needs of certain 'groups' within society, an example of these are Motorcycle Riders and Amateur Sports people.  If you are not one of these special groups, you are probably looking for a cost effective way to insure your income for a reasonable period against illness or injury, if this is the case, we actively recommend Protection Online, the website of Burgesses, a reputable specialist who offers online quotes and fulfilment. This means you can buy with confidence and get immediate cover. If you are looking for a longer-term option, you may wish to consider Permanent Health Insurance, otherwise known as Income Protection. Ask your adviser for details... Mortgage Protection Plans: Accident, Sickness and Unemployment schemes are often used to provide a replacement income for a period, thereby meeting their requirements to the lender. Plans often pay for a year or possibly two, and can be well utilised next to critical illness policy, covering short-term incapacity and serious illness in one.   Accident, Sickness and Unemployment Cover - Free Enquiry Form   Complete the sections below to the best of your ability. We will then be able to prepare a no obligation quotation for the desired insurance.    Please complete the details below so that we may prepare a personal quotation for you using a specialist Accident & Sickness Policy. Should you require advice regarding long-term income protection , please speak to your adviser. = Required About you... Your Name: Date of Birth: Min Age 18 Max Age 70 - Under 60 for Income Benefits Address: Full Postal Address Telephone: Email Address: Policy Start Date: Occupation: Please be specific. Excluded Occupations Excluded Occupations: Armed Service Personnel Motorcycle Couriers and Dispatch Riders Professional Sportsperson Air Crew Ships Crew If this is you, speak to your adviser... Type of Cover Required:      Personal Accident Personal Accident and Sickness   Selected Benefits Required... Death      £10,000 £15,000 £20,000 £25,000 £30,000 £35,000 £40,000 £45,000 £50,000 £55,000 £60,000 £65,000 £70,000 £75,000 £80,000 £85,000 £90,000 £95,000 £100,000 £105,000 £110,000 £115,000 £120,000 £125,000 £130,000 £135,000 £140,000 £145,000 £150,000 £155,000 £160,000 £165,000 £170,000 £175,000 £180,000 £185,000 £190,000 £195,000 £200,000 £205,000 £210,000 £215,000 £220,000 £225,000 £230,000 £235,000 £240,000 £245,000 £250,000 - Tax Free Lump Sum Benefit Loss of one or more Limbs/Sight of one or both eyes      £10,000 £15,000 £20,000 £25,000 £30,000 £35,000 £40,000 £45,000 £50,000 £55,000 £60,000 £65,000 £70,000 £75,000 £80,000 £85,000 £90,000 £95,000 £100,000 £105,000 £110,000 £115,000 £120,000 £125,000 £130,000 £135,000 £140,000 £145,000 £150,000 £155,000 £160,000 £165,000 £170,000 £175,000 £180,000 £185,000 £190,000 £195,000 £200,000 £205,000 £210,000 £215,000 £220,000 £225,000 £230,000 £235,000 £240,000 £245,000 £250,000 - Tax Free Lump Sum Benefit Permanent Total Disablement      £10,000 £15,000 £20,000 £25,000 £30,000 £35,000 £40,000 £45,000 £50,000 £55,000 £60,000 £65,000 £70,000 £75,000 £80,000 £85,000 £90,000 £95,000 £100,000 £105,000 £110,000 £115,000 £120,000 £125,000 £130,000 £135,000 £140,000 £145,000 £150,000 £155,000 £160,000 £165,000 £170,000 £175,000 £180,000 £185,000 £190,000 £195,000 £200,000 £205,000 £210,000 £215,000 £220,000 £225,000 £230,000 £235,000 £240,000 £245,000 £250,000 - Tax Free Lump Sum Benefit Temporary Total Disablement (from usual occupation) Amount per week (after tax and N.I.)      £ 0 £25 £50 £75 £100 £125 £150 £175 £200 £225 £250 £275 £300 £325 £350 £375 £400 £425 £450 £475 £500 - Max 75% of Gross Weekly Wage Annual Gross Salary: Please check this box to confirm that you are a resident of the United Kingdom Cover is only available to UK residents, however coverage provided by the plan is worldwide subject to continued UK status.

 

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Medical Insurance, Health Insurance, Private Medical Insurance, Private Health Insurance, Affordable Health Insurance, family Health Cover, Income Replacement, Financial Protection, Income Protection, Expat Health Insurance

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Essential Health is an independent health insurance specialist broker based in the UK.
We deal with all aspects of Private Health Insurance including Private Medical Insurance, Income Protection and other forms of Financial Protection as well as Expat Health Insurance. So if you are looking for Affordable Health Insurance for your company or Family Health Cover and would value some assistance, please contact us.
Equally, if you are looking for Affordable Long-term Medical Insurance or Income Replacement to protect your longterm financial well being we are confident that we can help. Our Friendly staff are waiting to see how we can help.

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