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For most people, bills are a reality of their everyday life. They are the things that we all have to pay before we even think about spending money on our own lifestyle
choices.

To pay the bills most of us rely on one factor - our income. It could be that your income comes from a salary if you are employed or from your business if you are self-employed.

To be able to work and keep this income coming in we all rely on our health.


Unfortunately, this is something that we can not always control, and despite our best
Efforts, we all get ill or are injured from time to time. If this means you cannot work your finances will suffer; you may not be able to pay your bills and your quality of life will be affected.

Bills & Things” is designed to protect against this risk by paying out for either one or two years if you are unable to work due to illness or injury.

You can then use the money from your “Bills & Things” policy to pay your bills and monthly financial commitments.

Bills & Things” is not designed to be a complete and long-term solution, but it helps to ensure that you can meet your essential financial commitments for a period of up to one or two years, making sure that your finances do not suffer too much while you recover.

If you are looking for a plan which will pay you an income if you are ill for longer than two years, then ask us about longer term income protection.

The key features of this plan are:

  • No loading for occupation, gender or being a smoker.
  • You can choose to have your benefit cover in multiples of £100, of between £500 and £1,000, per month.
  • You can take out the plan up to age 60 with a maximum claim payment age of up to 68.
  • No proof of income required.
  • Your cover automatically increases each year by the Retail Price Index (RPI).
  • Benefits are currently tax-free.
  • You can claim as many times as you need to through the life of the policy, though each   claim will only be paid for the number of years you originally selected (either one or two years).
 
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Essential Health is an independent health insurance specialist broker based in the UK.
We deal with all aspects of Private Health Insurance including Private Medical Insurance, Income Protection and other forms of Financial Protection as well as Expat Health Insurance. So if you are looking for Affordable Health Insurance for your company or Family Health Cover and would value some assistance, please contact us.
Equally, if you are looking for Affordable Long-term Medical Insurance or Income Replacement to protect your longterm financial well being we are confident that we can help. Our Friendly staff are waiting to see how we can help.

Other Essential Health websites include: UK Health Insurance | Healthcare-France | Healthcarefund | Private Surgery | Ex-pat Healthcare