What is typically covered on a Cash Plan ?

Most policies have provision for Optical and Dental expense as they are often seen as the more important on a regular basis.

• Specialist Consultation Fees
• Accident Dental Injury
• Hospital Cash Allowance
• Maternity / Paternity benefit
• Home Help costs
• Hearing Aids
• Surgical Appliances
• Health Screening
• Accidental Death Allowance

How are they underwritten?

As mentioned above, there is no formal underwriting on the plan as such, simply a qualifying / waiting period before you can claim. Once this criterion has been met, all conditions are covered – whether new or existing…

How much do they cost ?

It is difficult to put a specific price to such policies given that so many differing factors can influence the cost.
Some schemes start from just a couple of pounds a week with more comprehensive offerings starting at around £15 a month for a single person.