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| Providers... - WPA - Western Provident Association | |
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We would all like to have the best cover available; comprehensive benefits with no excesses to pay. However in the real world, most of us cannot justify the cost. Therefore, to find a happy compromise, more of us are considering the advantages of having an excess on the policy, even a larger excess. XS Health:  If you’re rarely ill, you may feel that paying for health insurance just isn’t cost effective. But then, what if you do get seriously ill? This fully comprehensive policy is designed with a choice of higher excesses and therefore significantly lower premiums. You save when you’re healthy and still have the confidence that if the worst happens, you’ll have the cover you need.There are 3 excess levels that you can choose – the higher the excess the lower the premium. All excesses are per person and work on a ‘rolling’ basis. This means that once your treatment costs exceed your excess limit within one policy year, WPA will cover the cost in full for all eligible treatment for a further 12 months. So in effect, you get a full year’s ‘excess holiday’. Excess options are age dependant and start at £1,500 with a £3,000 and £5,000 option as well. Personal Enquiry Form: |
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